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Saving with Gift Cards

Saving Money with Disney Gift Cards

Posted on March 11, 2016May 4, 2022
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Saving with Gift Cards

We all know how exciting it is to save money on a Disney vacation, right? Even a small savings can help pay for some Mickey Bars or a t-shirt.

TheMouseForLess has a great new way to help you save on your next trip. By using our link to Raise.com, you can save up to 4.5% on your purchase of Target gift cards (and help support the MFL site in the process).

Your Target gift cards from Raise.com will be electronic cards for online use. Once you have them purchased, go online to Target.com and purchase your Disney gift cards. If you have a Target Red Card associated with your account, you will save an additional 5% off of this purchase.

Then once you get your Disney Gift cards, use them to pay for your trip, or bring them with you on your adventure and use them to pay for food, souvenirs, or any expenses at Disneyland or Walt Disney World during your trip.

This method can allow you to save up to 9.5% off of your next Disney vacation (not to mention there may be other Disney specials that are separate from this savings).

So to do this effectively, remember you will need:

  • A Target Red Card that is associated with your Target.com account
  • A little time and patience

While you can also purchase Disney Gift Cards at your local Target store with your Target Red Card and receive a 5% discount, you cannot use the gift cards for payment without putting at least a portion of your purchase on your Red Card.

Also remember that Target offers a Red Card credit and debit version. So you can choose the card type that works for you. Either one provides the 5% discount. Also note that not all gift cards work like this, but since Disney is an entertainment card, it qualifies for the discount.

Occasionally Target’s website will sell out of the Disney cards temporarily. They will be back in stock soon. Also, watch for sales as occasionally Target offers additional incentives (such as a $5 gift card for $50 in gift card purchases).

Target generally offers Disney Gift Cards in $50 and $100 denominations. While you can use multiple cards for your trip, if you prefer to combine them, you can use https://www.disneygiftcard.com/ to transfer balances and combine your cards up to $1000.

It is EXTREMELY important to remember to keep your gift cards when using them for a vacation purchase. If for some reason you have to cancel your trip, the refund will go on your original form of payment: in this case your Disney Gift Card. Once you travel you should be able to destroy the cards.

Remember you can do this over time, and purchase the Disney Cards as the budget allows.

Whew! That’s a fantastic way to turn a little bit of time into a savings for your trip.

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13 thoughts on “Saving Money with Disney Gift Cards”

  1. Alina says:
    March 11, 2016 at 4:04 pm

    THIS is awesome! Is there a time limit to when I can purchase the Target cards on your Raise link? And is there a time limit to purchase the Disney Gc’s on the Targer website?

  2. Angi W says:
    March 11, 2016 at 5:05 pm

    If you deposit your Disney gift cards into the Disney Vacation Account, you’ll also get $20 back for every $1000 you spend on vacations. That’s the current rate at least up until December this year. And, Target had a special while we were saving for our trip. It was $10 off every $100 Target gift card. Bought Target giftcards on sale, waited the 2-3 days you have to wait to use them. Bought Disney giftcards for slightly more than I had in Target gift cards. The final result after the red card 5% was that they put .$86 back onto one of my giftcards. Long drawn out procedure, but every little bit helps! (note that it didn’t take ANYTHING off my redcard/bank account)

  3. Kate says:
    March 12, 2016 at 9:00 pm

    Question. I used a Disney travel agent to book our trip and put down a $200 deposit. The rest of the funds are due by the end of the month (March). Can I use Disney gift cards to pay for my trip or did I just lose out on that option by using a travel agent?

  4. Avatar photo CarolG says:
    March 12, 2016 at 11:32 pm

    Your travel agent can help you use gift cards. Be sure to speak with them first, though. Agents at The Magic For Less Travel will be able to help you with that if you used our sponsor agency.

  5. Avatar photo CarolG says:
    March 12, 2016 at 11:34 pm

    You should be able to purchase them anytime, Alina. This is an ongoing offer, although terms could change. We aren’t aware of any upcoming changes, though.

  6. Avatar photo CarolG says:
    March 12, 2016 at 11:34 pm

    Yes, every little bit helps!

  7. Amanda says:
    March 16, 2016 at 6:41 pm

    This is great! I second the Disney Vacation Account tip and will add that if you have an ebates.com account, you get 2% back on your online target purchase. Every little bit helps 🙂

  8. Paige says:
    June 6, 2016 at 1:54 pm

    Have you done this recently? I just went to Raise.com and under “details” of a Target eGiftCard it says that “Gift cards may not be used toward the purchase of other gift cards.” Thank you for any guidance!

  9. Linda Stockwell says:
    June 6, 2016 at 3:26 pm

    I do this on a regular basis. We are AP holders, and now that our kids are teenagers, they don’t stay with us through the day and often go to DL by themselves. They each have a Disney GC that they keep with them. I constantly monitor the the Target GC price from Raise.com. When it is at a good discount (above 4.0%), I make purchases, then go to Target.com to purchase the gift cards and refill the kids’ Disney GC so that they only need to have their one gift card with them to make purchases. I forgot what category they consider the Disney GC, but it is not considered a regular GC in Target’s view, so if you have a Red Card registered, you’d get the 5% discount. 🙂

  10. KB says:
    August 19, 2016 at 8:58 pm

    After buying $400 worth of Disney cards with Target gift cards, it now cancels all of my orders. Anyone have experience of this happening? not nearly enough to finance my vacation!

  11. frank says:
    August 22, 2016 at 11:18 am

    yes i just reached out to target corp. it was a new policy just installed. you can not use gift cards to buy gift cards. this way or doing it is now gone. if anyone else has any ideas please share

  12. Angie says:
    September 3, 2016 at 1:50 pm

    I just had the same issue. I had purchased gift cards last month through this method and it worked. Just purchased $300 more in Target gift cards from Raise and now I’m stuck with $300 in Target gift cards I can’t use for Disney gift cards. Sad day.

  13. Talina says:
    September 29, 2016 at 8:35 am

    You need to update this post. Target’s online gift card policy has changed. You can no longer use your egift cards from Raise to buy disney gift cards in their online store. However, you can buy them in store.
    1. You just install the target app on your phone.
    2. Sign in to your target app at checkout
    3. Have the cashier scan your gift cards off your phone via the app to apply them to your order.

    I just bought $1075 in disney gift cards last night from my local target store doing what I described above.

    What I’m wondering now is: can you pay part of your instore order with your redcard and the rest with your egift cards via your phone and get the redcard 5% discount?

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